I'd like to begin this article with a famous quote from the oil baron Paul Getty "If it appreciates, buy it. If the exchange rate depreciates, lease it." Many will say that money management 101 or simply think it's common sense. So why buy a new car when you can lease.
Mr. Getty says is the perfect fit for fleet managers and business owners alike who are building or renew their fleets. In this article I will highlight key benefits why leasing can be a real money saver from a business perspective.
When you buy a new car, whether privately or for business, the minute you put him off court begins to depreciate, in other words, you are losing money the moment you drive your new car from the garage you bought it. This brings yet another object of the game, auto depreciation, but the content is for another article.
Although I will not discuss the auto depreciation in detail here, it's something you take for granted when leasing or contract hiring a car or an entire fleet. I recommend German cars such as depreciate far less than other brands. More on that later.
First of all let us understand the concept car leasinga.Koncepti leasing cars are pretty simple, but many business owners and fleet managers are often skeptical about it. First of all, auto leasing is not renting as many people mistakenly believe.
That said, leasing, financing methods, like credit. When you lease a car you will be paying particular month to buy a new car, but this car will be yours. At this point you might be wondering, what's the point in all this, to pay for something that will not be mine?
if you ask this question, I agree with you, to some extent, but there are other benefits that make auto leasing more attractive than buying a new car. First, the monthly payments are on average 30% to 60% cheaper than regular auto loans and there is no need for a deposit in advance. Generally the majority of car leasing companies will only ask for a deposit of 3 monthly payments.
Second, you can renew their fleets every 2-4 years, depending on the lease. Not to mention that the road taxes are usually included in the rental price, such as the brand-new vehicle warranty covers most of the costs of maintenance.
Thirdly, as mentioned above costs have little to no one in particular because when you lease a new car is always at hand and not have to worry about it breaking down, unless the manufacturer problem. In these cases, maintenance is also free.
Fourth, not a used car hassles, leasing and eliminate the headaches trying to sell used cars. With leasing simply return it to the leasing company and elect a new one. Imagine renews its entire fleet of vehicles simply by ringing your leasing company and scheduling, no hassles, no time off work jump from dealer to dealer, the best deals.
As you can see there are a myriad of advantages that make auto leasing rather than buying from a business stajališta.Nedavna study revealed that 20% to 25% of all new cars, trucks, SUVs and vans leased. In the premium segment, the numbers are even higher, about 75% of luxury cars bought in Britain in the lease.
Determination of car rental rates
To determine the price of the car gave a series of factors to consider. First we have the initial purchase price, it is brand new, Millage and the situation is ignored, if the used car these three factors are brought into the equation.
But the two most important factors that will affect your monthly payments to the residual value and depreciation. Residual value is the valuation of a vehicle shall, when it reaches the end of the lease.
As mentioned above depreciation has a huge impact on the final cost of your monthly payment. In short, it refers to the reduction in value of the car due to age. Brand and model are closely related to depreciation, as well as some brand depreciate less than others.
The reason why I recommend the German car is its depreciation factor is way better than other brands, such as some Asian brands such as Kia and Hyundai. For example, you can lease Audi for less than £ 240 a month, way less than you pay the loan on the same car.
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