Classic collector auto insurance is what is referred to as nonstandard car insurance, which includes specialty car insurance for classic car collector or owner of modified cars.
Classic collector and modified car insurance is very much like standard insurance but with significant differences regarding the use of vehicles and the method of determining value. Although there are criteria for the classic collector - often a minimum age of 25, 10 years driving experience, and good driving record -. Insurance on a modified car or on classic cars depends a lot on the car
There are no restrictions
classic car is generally defined by age, 15 years, the normal minimum. In some states, Massachusetts, for example, at the age of classic cars must be at least 25 years. Most insurers still require that the components of classic cars are original or restored to original, the classic will be stored in the garage, and that the owner maintains the daily use of vehicles for everyday use.
While the limited pleasure driving and club or hobby activities eligible under the provisions of the classic car insurance, daily driving, commuting, and commercial use is not a classic car. Limitations of the modified car are similar.
boon for auto Collector
Also, a significant difference in the classic car insurance is a way of determining the value of classic cars. In most states, Massachusetts, Texas, Virginia and exceptions, provided the value of classic cars is the "agreed value'.
Unlike the standard case where the insurance provider determines the value of the vehicle, specialty insurers agree with the owner about the value of the front and are bound to the amount in the event of total loss for the classic car.
to the criteria for the owner, use and storage limitations of the classic car or modified car, and pre-evaluation of the vehicle, specialty insurers can offer insurance rates classic car or modified car, which are often better than the policy for the vehicles covered under the standard auto insurance, a real boon for those who have a car collection.
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